Great dental insurance can be hard to come by. Many insurance companies offer dental insurance that only covers some procedures or very basic ones. Others will make you wait before you can even use the insurance. What is the point of that? We think that the moment you purchase dental insurance, you should be able to use it. Not only that, we think you should be able to get good coverage too. That is exactly what you find when you use VP Dental Insurance for your provider.
Waiting Periods: What are They?
If you are currently shopping around for dental insurance, you have likely already heard about waiting periods. A waiting period is a specific length of time set forth by the insurance carrier. This time frame must pass before you are covered for more than just the basic dental procedures. During this time, you will find that the insurance company will not pay their portion of any procedures or treatments simply because the time has not yet passed. To get around this, people must pay the full price of the procedure or treatment out of pocket. Not only that, you do not get that money back after the waiting period is over. Anything you need during that time is paid for completely by you.
How to Get Around a Waiting Period
There is no way to get around a waiting period except for purchasing a dental insurance that does not require one. Even if you are on a budget, you likely don’t want to wait to get covered. There are multiple reasons for this. Waiting periods can be up to a year or longer leaving you with plenty of time for dental procedure needs. If you already have dental issues, waiting until you are covered can be detrimental to your dental health. Waiting can cause the problems to become even worse and possibly irreversible. If you do need to go to the dentist, you will end up paying much more out of pocket for the procedures than if you were to get a no waiting period dental insurance in the beginning. Some of the procedures you can have covered by insurance with a policy that does not have a waiting period include but are not limited to:
- Oral Surgery
Getting Your Full Coverage Dental Insurance with No Waiting Period from VP Dental
If you are ready for a different kind of dental insurance plan, this is the right place. Even if you do not currently have dental insurance, we can find a plan that will meet your needs and your budget. We do not offer dental discount plans, just full coverage dental plans. Our dental insurance plans in Utah feature components such as no waiting periods, no lifetime maximums, no deductibles, and more. If you apply for a dental plan in Utah, then you will qualify. You can apply directly on our website or by calling us today. We want you to have excellent oral health and that starts with a great dental insurance plan.