Choosing the right dental care plan for you and your family can be confusing. You’ll want to take the time to look over your options. Since the passing of the Affordable Care Act, everyone in this country is required to be enrolled in a health insurance plan. Dental coverage is required under the ACA for children but not for adults, and that has been in effect since January 1, 2014. Although ACA dental insurance is not required for adults, it is important to have when you consider that your level of dental health has ties to your level of heart health. If you’re trying to decide which dental provider will be the best fit for you and your family, VP Dental Insurance is here to help.
What is ACA Open Enrollment?
ACA open enrollment is a period of time when individuals and families can enroll in a health insurance plan, change their existing coverage, and even get subsidies. Subsidies are a way of helping to provide financial assistance when it comes to health insurance for those who are in need. The open enrollment period started on November 1, 2016, and it will end on January 31, 2017. Luckily for patients looking for dental coverage, the enrollment period is all year long. Also, note that dental insurance is mandatory for children under 18, although it’s not mandatory for adults.
Tips for Choosing an ACA Dental Insurance Plan During Open Enrollment
When it comes to picking out the right type of insurance for you, you’ll probably initially be put off by all the different types of insurance. For instance, do you go with HMO or PPO? An HMO might be cheaper, but it requires you to use a health provider that’s in your network. PPOs are generally more expensive, but they allow you to see anyone in or out of network without permission from your PCP.
Most VP Dental Insurance plans have a “100-80-50” level of coverage. This means that:
- routine preventative care, such as cleanings and checkups are covered at 100%
- basic procedures, such as fillings and root canals are covered at 80%
- major dental procedures, such as crowns, bridges, or oral surgery are covered at 50%
If you use preventative care, not only does your insurance company do well, but you do too.
Contact VP Dental to Enroll in an ACA Dental Plan in Utah Today
VP Dental Insurance offers full-coverage dental plans to individuals starting at just $18 a month, and family plans starting at $39 a month. Our affordable dental plans feature No Deductibles, No Waiting Periods to get dental work, No Maximum Benefit Limits, and everyone qualifies!
So, what are you waiting for? Enroll in a quality, affordable dental insurance plan in Utah from VP Dental today! Signing up is easy, and you can do the whole process online by visiting VPdental.com. If you have questions, please call 801-363-9577 to talk to an experienced dental insurance professional. Our team possesses the desire to make health and dental insurance work for you, and they can walk you through every step of the process. Get in touch with us today and we’ll be glad to help you out.
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