Glossary

Basic Services

Dental care including simple extractions and fillings.

Co-Insurance

The percent of the total cost paid by the subscriber.

Co-Payment

A fixed dollar amount that is paid to the dentist at the time of service.

Deductibles

The amount of the total cost paid by the subscriber before any benefits are paid by the plan.

Endodontics

Treatment of the structures within the tooth root.

Fee Schedule

Specified fees for services that are paid to participating providers.

Major Services

Dental care including periodontics, endodontics, oral surgery, inlays, crowns, dentures and bridges.

Maximums

The yearly or lifetime dollar amount a plan will pay.

Oral Surgeon

A dentist that specializes in surgery of the mouth and jaw.

Orthodontics

The correction of irregularities of the teeth.

Participating Providers

A certified dentist that has agreed to provide services within a specific dental network.

Pediatrics

Specialized dentistry for infants and children.

Periodontics

Treatment of the gums and support structures.

Preventive

Dental care including office visits, cleaning, oral exam and x-rays.

Prosthodontics

The replacement of missing teeth with artificial substitutes.

Restorative

Dental care including cavities, fillings, crowns and bridges.

Specialist

A specialized dentist that is classified as a Periodontist, Endodontist, Prosthodontist, Pediatric or Oral Surgeon.

Subscriber

Person that is responsible for payment of the plan fees.

Vantage Point

Your Dental Insurance Specialists.

Waiting Periods

A period of time that must pass before the subscriber is eligible for the plan benefits.